Tomorrow morning, J & I are flying off to Melbourne for the weekend to celebrate my birthday. This is J's gift to me (the flight + accommodation for 2 nights) and a special birthday dinner. He is the best!
Yesterday after work, 2 of my work friends & I had our manicures done ($20) and one of my friends treated me to a yummy Thai dinner. Tonight, J & I are going to Night Noodle markets in the city to meet up with a few of our friends. I've really had a smorgasbord of wonderful food lately!
Budget for the next two weeks (Oct 15 to 28)
Income: $1970
Rent: $400
Family: $249
Personal Training: $90
Uni Loan: $146
Credit Card: $115
Japan travel fund (to J): $325 (paid to my CC)
Week 1 budget (15 to 21): $500
Week 2 budget (22 to 28): 150
I've severely inflated my Week 1 budget due to our Melbourne trip which would include copious amounts of eating out and hopefully shopping. What I don't spend I will insert in my credit card debt.
Our Japan budget is becoming confusing so I might document it now. J paid for our fares which is $1170 each so therefore I owe him that amount. Last pay, I gave him $450 so that would mean I now him only $720.
I booked our accommodation to Tokyo though for 5 nights which came to $650 or $325 each so instead of me paying him another $325 I just inserted that in my credit card instead.
So I now owe him $395 which I will give to him on my next pay!
Showing posts with label Travel. Show all posts
Showing posts with label Travel. Show all posts
Friday, October 16, 2009
Wednesday, September 30, 2009
New goals - JAPAN!
Wednesday, September 30, 2009
0
The good thing about goals is that they are flexible and ever changing. J & I seriously set down our goals in August of this year and the major one is to save up enough money for a home deposit so that we can get a mortgage by next year. Since August, we've saved up $8000 together. I've never been much of a saver so saving $4000 by myself in a short span of time (while still paying down debt) is an achievement for me. Now I know I can do it and I can do it easily.
Our goal to get a mortgage is still intact but there are other forces in play such as an impending wedding, paying down debt and travelling. Initially, we were going to save up 5% of our loan and get a mortgage immediately, now we've decided to save up a little bit more so that we would have more money to use for our mortgage. But that can change any minute as I'm quite impulsive.
J & I are going to have two weeks off for Christmas & New Years this year and we don't usually get to spend December holidays together because J has to work most NYE so we wanted to celebrate somewhere special. At first, we were planning on going for a 7-day road trip from Sydney to Queensland. I made a budget and it was going to be much expensive than I thought it would for an Australian holiday. And honestly, I don't think it was going to be worth it and I wasn't going to be happy with it in the long run. So we've decided to go to JAPAN!!! Yep, we're heading off to Japan for two weeks this December to celebrate Christmas and NYE in TOKYO! I'm so excited!!!
This will of course impact heavily on our savings. We already have $4000 each (plus J has an EF of $2500) saved up and we've decided NOT in any circumstances touch this money. So what we're going to save in the upcoming months from October to December will be our Japan money. I think it's definitely going to be worth it!
Our goal to get a mortgage is still intact but there are other forces in play such as an impending wedding, paying down debt and travelling. Initially, we were going to save up 5% of our loan and get a mortgage immediately, now we've decided to save up a little bit more so that we would have more money to use for our mortgage. But that can change any minute as I'm quite impulsive.
J & I are going to have two weeks off for Christmas & New Years this year and we don't usually get to spend December holidays together because J has to work most NYE so we wanted to celebrate somewhere special. At first, we were planning on going for a 7-day road trip from Sydney to Queensland. I made a budget and it was going to be much expensive than I thought it would for an Australian holiday. And honestly, I don't think it was going to be worth it and I wasn't going to be happy with it in the long run. So we've decided to go to JAPAN!!! Yep, we're heading off to Japan for two weeks this December to celebrate Christmas and NYE in TOKYO! I'm so excited!!!
This will of course impact heavily on our savings. We already have $4000 each (plus J has an EF of $2500) saved up and we've decided NOT in any circumstances touch this money. So what we're going to save in the upcoming months from October to December will be our Japan money. I think it's definitely going to be worth it!
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